David Vitter: “But I believe it is really time to admit that the RFS is fundamentally flawed and limps along year after year.”

So just as an example, Wells is the biggest participant in the SBA's 7(a) loan program.

The only way that Wall Street will change is if executives face jail time when they preside over massive frauds.

Why isn't this crystal clear proof that an entity as big as Wells is not only too big to fail, but it is too big to manage and it is too big to regulate?

Was not this practice, in fact, by the numbers part of the Wells culture by definition because it was so widespread for so long a period of time?