there have been at least three independent studies now recently that underscore that too-big-to-fail is still alive and well, and that too-big-to-fail policies give Wall Street megabanks a subsidy in comparison to their competitors--an unfair advantage, creating an uneven playing field. And not coincidentally, that is why these megabanks dominate the market--the biggest market share ever in history. This amendment is very simple. It says we should do away with the Federal policies that create that subsidy, the uneven playing field. It doesn't say we forcibly break up the banks, it doesn't say we tax them, it just says that. I yield the remainder of my time to Senator Brown of Ohio.
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