"I'm for patents. That's intellectual property."
"I think that the FDIC is a critical, critical part to community banking."
"Tough question. Obviously, the broad-brush stroke that most regulatory agencies take becomes a very, very difficult part of the examination that we go through on a regular basis."
"I think what is critical is the fact of being able to better define the word 'relationships.'"
"We are very fortunate to be in a wonderful market in the Washington, D.C. area. We currently have approximately 100 percent loan-to-deposit ratio."
"Absolutely no."
"Absolutely. I just attended two national conferences. And in the 18 years that I have been doing this, I have never heard the discussion as much as we did this past week on the need for deposits."
"As you can imagine, the number of prepaid cards that are out in the marketplace right now creates a huge regulatory burden."
"A lot of it goes back to CRA, being able to do CRA-type loans, being able to do SBA-type loans."
"Clearly, the regulatory environment is getting tougher and tougher for community banks to be able to work with them."
"We feel that we are in an ideal position, being in that $6.5 billion size, that we understand the needs of the community, but we are nimble enough to be able to design the products that the community ..."