I respect the gentleman's position. I would just submit that the express language of Dodd-Frank says what we should do here. It creates a 3-year statute of limitations for the CFPB, and the CFPB is ignoring the rule of law and ignoring that express language. All this amendment does is say that the CFPB cannot use dollars to violate the express letter of the law. I urge my colleagues for their support. Mr. Chairman, I reserve the balance of my time.
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