Randy Hultgren: “I want to thank my good friend and fellow Centurion. Thank you so much, Mike. I appreciate you being here. I yield to my…”

I know we are in agreement on the need to prevent bailouts of our Nation's financial institutions from ever happening again.

I appreciate Congressman LaMalfa's words. I am next honored to recognize the gentleman from Texas (Mr. Olson).

However, the Fed has implemented some controversial policies that I am concerned may have some unintended consequences that, in fact, could increase systemic risk.

Rules and regulations are driving financial institutions to merge, exit entire lines of businesses.