Luis Gutiérrez actually said...

It seems to me a rather complicated--I have seen them on TV, and I understand why people would want to access the equity in their home.

I think that housing counseling is very, very important.

So just think about, what it is you perceive to be, right, that warranty on your car.

I want to thank you for the wonderful work and contribution you make toward the realization of the American dream of homeownership.