I yield myself 30 seconds. The gentleman from Delaware talks about his State. Let me just say that in Illinois, if we look back quarter by quarter, HAMP permanent modifications, for example, in the second quarter of 2010 were 167,000; but the proprietary were 331,883. The next quarter, 97 HAMP and 346,910. And it goes on. And I think that's something to keep in mind, that the private sector can do it better. The CHAIR. The time of the gentlewoman has expired.
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