John Shimkus actually said...

So the issue is affordable, accessible, quality catastrophic coverage, unencumbered by things that you may not want to have covered.

We appreciate the movement on reform. It is something that with the new technology, new age that is important.

Because there is no timeline. And when you don't have a timeline and you raise capital to assume risk...

But it gave me a question for the Commissioners, and Chairman, you can weigh in too, if you would like.