Richard Durbin actually said...

I think your amendment is a very thoughtfully crafted amendment and will do a great deal to move this process forward.

All consumers pay more at the store and more at the pump because of unfair, nonnegotiable, nontransparent merchant interchange fees imposed ...

It seems that there is something missing in the equation when there is no competition.

Well, thanks. We are going to have some questions, but it is going to be a little while.