Richard Durbin actually said...

I have introduced legislation that would give consumers leverage to negotiate for reasonable rates with their lenders and ban abusive lender...

That might have been a pretty healthy thing to do.

I think that is an experience most of us would run into, and the point I am trying to get to is that buried within those credit card agreeme...

Mr. John, did we make a mistake capping the interest rate that could be charged to members of the U.S. military at 36 percent?