Richard Durbin actually said...

Can we really expect a solid recovery of this economy unless or until we mark-to-market and understand what the true value of real estate is...

The purpose of Wall Street reform was to make certain we never had to walk that road again.

This proposed cut seems to me to be penny-wise and pound foolish.

It's completely within our capacity to do, and we have to make sure we justify that confidence that you see in markets every day now.