Richard Durbin actually said...

Are those going to be so unique by contract that they are going to put a special burden on your regulators to try to understand the real hea...

So if we embark on this brave new world, do you see a demand for more staffing and more activity at your agency?

Some of the credit ratings that were given were misleading, to say the least.

Let me say in closing, before turning it over to Senator Collins, the questions I have asked you today have been pointed.