Richard Durbin actually said...

Yes, we're protecting military families; but not nonmilitary families, we don't protect all families when it comes to these bottom-feeders.

That strikes me as one aspect of credit in America that is highly abusive to people in low-income categories and desperate situations.

I guess we can't prove it, one way or the other.

So, since the FTC has worked to make certain we have access to free credit reports----