Bill Foster actually said...

"Thank you, Mr. Chairman, and thank you to our witnesses."

"History tells us that systemic financial risks do not come from politically-driven overreaction to emerging risk, but rather from regulatory capture."

"Thank you, Chairman Barr, thank you to our witnesses for being here today, and thank you to our regulators for appropriately and thoughtfully responding to the changing risk profiles of our financial ..."

"We are told that these considerations are fringe or immaterial, and there are those who say that it is material only if it is 5 percent of earnings per share."