Barack Obama actually said...

For every day we wait and point fingers or drag our feet, more Americans will lose their jobs, and our nation will sink deeper into a crisis...

If nothing is done, this recession could linger for years. The unemployment rate could reach double digits.

What we need to do is raise the cap on the payroll tax so that wealthy individuals are paying a little bit more into the system.

I do think that the FDIC and Sheila Bair have had the sense of urgency about the problem that I want to see.