Barack Obama actually said...

"These new rules don't absolve consumers of their obligation to pay their bills, but they finally level the playing field so that every family and small business using a credit card has the information..."

"Today the major reforms of the Credit Card Accountability Responsibility and Disclosure Act that I signed into law last spring take effect, marking a significant turning point for American consumers."

"To spur reform and excellence in our schools, the President's Race to the Top competition rewards states that choose to adopt state-developed common standards that build toward college- and career-rea..."

"The truth is, the reason it worked is because of some very tough choices that many of you made."