Barack Obama actually said...

"We have taken and proposed a number of sweeping steps over our first few months in office."

"The days of any time, any reason rate hikes and late fee traps have to end."

"I think credit cards are an important convenience for a lot of people."

"It is the grimmest of ironies that one of the most savage, barbaric acts of evil in history began in one of the most modernized societies of its time."