Barack Obama actually said...

"For too long, credit card companies have had free rein to employ deceptive, unfair tactics that hit responsible consumers with unreasonable costs."

"These new rules don't absolve consumers of their obligation to pay their bills, but they finally level the playing field so that every family and small business using a credit card has the information..."

"We still have photographs of some of you that we may use at any point."

"The truth is, the reason it worked is because of some very tough choices that many of you made."