Barack Obama actually said...

"Over the last few years, commercial banks and thrift institutions were subject to guidelines on subprime mortgages that did not apply to mortgage brokers and companies. This regulatory framework faile..."

"I'm always for less regulation. And referred to himself as, fundamentally, a deregulator."

"Senator McCain offered up the oldest Washington stunt in the book. You pass the buck to a commission to study the problem."

"John McCain voted to cut education funding."