Barack Obama actually said...

"Since I took office, my administration has taken action to help millions of families stay in their homes."

"Tell them that it's time for Congress to stop standing in the way of our recovery and start standing up for you."

"We've taken action to help responsible homeowners refinance their mortgages."

"I never believed that the best way to deal with the housing market was to just sit back, do nothing, and simply wait for things to hit bottom."