Barack Obama: “One of the criteria is that the up-front costs ('points and fees') not exceed three percent of the total loan amount.”

This race is going to be close. It could determine which party controls the Senate and whether Ohioans can count on the people in Washington to be fighting for you.

I’m going to insist that we can do better than we’re doing right now.

If I had a blame pie for why politics is so polarised and why we're seeing a rise of populism in many places, it's because of that information that is going into our brains every day.

It is a decision about how do we face and embrace this finite amount of time we have on the planet.