Barack Obama actually said...

"We know that Senator McCain meant what he said the first time, because he has said it over and over again throughout this campaign."

"Over the last few years, commercial banks and thrift institutions were subject to guidelines on subprime mortgages that did not apply to mortgage brokers and companies. This regulatory framework faile..."

"I'm always for less regulation. And referred to himself as, fundamentally, a deregulator."

"Senator McCain offered up the oldest Washington stunt in the book. You pass the buck to a commission to study the problem."