Barack Obama actually said...

"Preparation is critical for citizens as well."

"We're going to use the savings from ending the wars in Iraq and Afghanistan to put our people back to work."

"As long as I'm President, we're going to keep moving this country forward so that everyone can have confidence that if you work hard, you can get ahead."

"If you have a complaint about your credit score that hasn't been properly addressed, you can go to consumerfinance.gov/complaint and let the consumer watchdog know."