Mike Crapo actually said...

I want to convey my thanks to you for being willing to work with us in a bipartisan fashion.

Well, thank you. And let me just raise another issue. It kind of relates to the unintended consequences issue, but right now we are seeing, ...

I think that we are having a little bit of difficulty getting it right in terms of our regulatory approach right now.

The objective should be to apply the taxpayer resources in a way that provides the biggest investor protection bang for the buck.