Mike Crapo actually said...

So then I will let others who want to speak on this do so, but if I understand you right, then you are not saying that the bill would allow ...

The change is with respect to community banks.

We can do more to expand economic activity by removing unnecessary restrictions on capital formation.

Well, thank you. And let me just raise another issue. It kind of relates to the unintended consequences issue, but right now we are seeing, ...