Mike Crapo actually said...

"I see if we do nothing a future where a bunch of tyrants who don't like us have their foot on our throat."

"One of the more difficult challenges will be to find the right balance between protecting consumers from abusive products and practices while promoting responsible lending to spur economic growth."

"Many community banks and credit unions have tried to fill the lending gap in rural communities caused by the credit crisis."

"I want to commend all of our witnesses for very capably explaining the important role that community banks play in our rural communities as well as throughout our economy."