Mike Crapo actually said...

to create a lot of capital burdens, to make them hold capital just to sit around pulls that credit out of the system

If we do not take another look at this and get the kind of flexibility that you are talking about, do you believe that we will see an unnece...

The implications of how we resolve this issue are going to have huge consequences for our economy, and we have got to get it right.

Thank you very much, Senator Reed, and I appreciate you holding this hearing.