Max Miller actually said...

"I think that if we have both a top-down and a bottom-up approach, we will be able to get a much richer set of models that are workable much more quickly than we do today."

"The population of homeowners who today are underwater on their mortgages... is a missed opportunity."

"the decision belongs to the workers."

"I would be obviously remiss if I didn't take you up on the opportunity to ask for more resources, which we could certainly use."