Tom Harkin actually said...

"We can put a retirement system in place that offers the promise that if you work hard and play by the rules, you have an opportunity to ensure your later years and live with dignity and financial inde..."

"When one out of four don't have anything, when the baby boomers, they say about half of them will not have enough money to last them through the years until they die, we have a crisis out there."

"Pensions are a powerful economic tool also for employers."

"We're taking a hard look at the private retirement system, trying to figure out how we can make it better, how to work for every American."