Tom Harkin actually said...

Now, most American families are facing serious challenges in retirement, and I look forward to discussing these issues in depth with our nom...

Ah. I like what I hear. Thank you very much.

Well, there seems to be a common theme coming through here now, and I think it is focused on those entities that would somehow be off of cen...

the firms that make these commitments... they need to hold capital, be forced to post margin against those commitments.