01/20/2010
https://www.congress.gov...
"401(k)s often do not provide real retirement security."
"There is no question that it's getting harder and harder for the average person to retire."
"Wages have been stagnant for about 20 years, and people are working longer and harder than ever before."
"if the United States of America exists, your Social Security will be there for you, because it is the only retirement system backed by the full faith and credit of the U.S. Government."