Tom Harkin actually said...

"We're taking a hard look at the private retirement system, trying to figure out how we can make it better, how to work for every American."

"But small businesses, if they could join some kind of a cooperative--did you guys say that?--or something----"

"I keep thinking that defined benefit plans aren't really dead."

"When one out of four don't have anything, when the baby boomers, they say about half of them will not have enough money to last them through the years until they die, we have a crisis out there."