Tom Harkin actually said...

"I know, Senator Enzi, that you have been very interested in new multiple employer approaches."

"Senator Harkin, your USA Retirement Funds proposal meets most of our principles and takes an innovative, fair, and realistic approach to risk-sharing."

"Also, Senator Harkin, it seems that the structure you developed for the USA Retirement Funds is consistent with addressing many of the concerns of small businesses."

"What employees want is income that is sufficient to supplement social security and that will enable them to live with dignity and lead productive lives."