Tom Harkin actually said...

"We appreciate the opportunity to present our views on the particular challenges faced by small businesses in offering plans."

"I cannot overemphasize how important this plan is to the men and women who work in our schools"

"we believe as the Retirement Exchange will auto-enroll eligible workers at a 6 percent contribution rate with a 2 percent auto-increase each of the next 2 years."

"Currently, many charities and cooperative associations provide their employees with retirement benefits through defined benefit multiple employer pension plans."