Tom Harkin actually said...

"The bill Chairman Harkin and Senator Roberts introduced today, the 'Cooperative and Small Employer Charity Pension Flexibility Act of 2013' solves these challenges."

"we appreciate the opportunity to present our views today on the particular challenges faced by small businesses in offering plans and our suggested approach to solutions."

"we believe as the Retirement Exchange will auto-enroll eligible workers at a 6 percent contribution rate with a 2 percent auto-increase each of the next 2 years."

"We appreciate the opportunity to present our views on the particular challenges faced by small businesses in offering plans."