I am sure you have some ideas of your own about changing that system--about providing incentives to kids early on so that they can keep up their grades and keep up the work, that they get scholarships and they get access to college.
Harkin emphasizes the need for incentives to help students access college.
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The Protect Student Borrowers Act would hold colleges and universities accountable for student loan defaults by requiring them to repay a percentage of defaulted loans.
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