03/07/2011
https://www.congress.gov...
"Too many in our country are burdened by significant credit card debt. Not enough has been done to protect consumers and ensure they are able to properly manage their credit burden."
"At present, decisions by the Board are not precedential, meaning that regional offices are free to ignore decisions of the Board."
"Tackling the problems will require action on many fronts."
"Moving to a paperless file system with electronic medical information must remain a top priority for VA."