Hank Johnson actually said...

"Okay. And there is some dispute I gather as to whether this housing counseling is of benefit to the American people."

"Built on the back of predatory loans, toxic mortgage securitization, and regulatory failure, the mortgage-foreclosure crisis has blighted entire cities across the country while destabilizing the home ..."

"The overwhelming majority went to everyday Americans. Is that true?"

"It is therefore incumbent on the federal government to not only hold fraudulent corporations accountable, but to also require that they meaningfully help the millions of consumers they harmed."