Thank you, my friend from Georgia. What you've just said is that it's essentially a failure to act, to publish regulations or to promulgate regulations that would lead to the enactment of this CLASS Act, becomes a final agency action. In other words, failure to act becomes a final agency action which then enables an appeal or judicial review, the review being for the purposes, I suppose, of failing to follow the law, which would, of course, be in support of the underlying legislation, the CLASS Act. {time} 1640 So I would argue that the regulation that you cite would actually enhance the ability of us to come to a reasonable way of financing this voluntary program.
Hank Johnson: “Thank you, my friend from Georgia. What you've just said is that it's essentially a failure to act, to publish…”
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