David Scott actually said...

"my concern is that by removing one of the reports from a lender's review, FHFA is potentially leaving predictive and positive credit history out of the credit risk assessment."

"My concern is that by removing one of the reports from a lender's review, FHFA is potentially leaving predictive and positive credit history out of the credit risk assessment."

"I think you are going to go down in history as absolutely being the most irresponsible leader of a bank in the history of this country."

"It is my understanding, then, that your office has expanded what we refer to as examination procedures for banks with significant exposure to commercial real estate."