You're absolutely right. And I want to jump off what you just talked about, related to the choice that Americans will have. Over the next few months, we are going to get closer and closer to an election, and in November, I think Americans will have a very clear choice. They can go back to the failed policies of the past. They can backslide toward the Bush era, in which we will be in a situation where we will be led by people who think that we should exclusively focus on big business, big corporations, the wealthiest Americans, and that tax-cutting policies should only be targeted towards that group of people and use the whole trickle-down notion that has been proven time and again not to be effective, in fact, proven to be detrimental to the economy. Or we can continue to move in the direction that the Obama administration and Democratic leaders in the House and Senate have been taking us, which is slow and steady progress so that we can reestablish the balance that we need in our economy, particularly, as you mentioned, the balance in terms of regulation. We allowed the fox to guard the henhouse for 8 long years in industry, particularly in the financial services area, which we're debating and discussing this week. And it's high time that we reestablish some order and balance.
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