Craig Fugate: “If the private sector won't insure it, why are you building it the way you are building it where you are building it?”

Get the money there in the first year of recovery, not 5 years later while we are still trying to make sure the answer is perfect.

The most important thing is we`ve got to quit rebuilding stuff the way it was in these disasters and build it back for the future, and focus on the risk we`re facing, not what we`ve been facing in the past.

We need to get stronger building codes and land use planning, and then we need to start looking at--it will not be an equal impact with climate change across the country.

We have to really be stringent in making sure that we rebuild to much higher standards, not just put it back the way it was.