Bill Posey: “one of the most beautifully sounding names of any Federal agency, most especially for the most arrogant, petulant, and…”

When I first read the proposal that we are going to charge people with good credit more, and we are going to charge people with poor credit less, I thought it was a bad joke.

I just wonder if you're familiar with this memo.

What does your research say about the cumulative impacts on credit availability and gross domestic product of the current Biden surge in bank regulations?

I would say if we eliminated the 10-basis points on top of guarantee fees today for payroll tax, that would go a long way, too.