Gary Gensler actually said...

But, at some point, people also have to put in perspective that the public out there just feels completely unprotected still, since 2008.

I think it is our responsibility, each of us, to make sure taxpayers do not stand behind any financial institution, not clearinghouses.

I fear we will be slower than we should be on many of those applications.

I think that is right. We will complete the rulewriting process. It will be thoughtful.