Gary Gensler actually said...

I think, as I teach at MIT on these subjects, that these innovations have been a catalyst for change.

I do believe in cost benefit analysis in dealing with any future regulation, or doing away with a regulation.

I think then the SEC has a role to play to help bring some consistency and comparability to those guidelines.

I think technology has provided greater access, but it also raises interesting questions, and the one that you mentioned about 'gamification...