Thomas J. Curry: “Absolutely not. It is not the role of the bank to determine what information or records we have access to.”

It is wholly unacceptable for an institution, its officers, or employees to provide false or misleading information to the OCC and its examiners.

I share your concerns about the entire process and its ability to meet its original stated objectives.

If you ask for that--even if you do not ask for that, if it has an effect on the bank's books and the bank's solidity, then you have a right to it and should get it even without asking.

I have been a community bank supervisor at the State and Federal level for 25 years, over 25 years, and I saw firsthand in New England the importance of community banks and their ability to help dig out of a severe recession.