Richard Blumenthal actually said...

Civilian victims who come forward do so in a highly intimidating process, and they have needed... advocacy.

your testimony in particular--really all of your testimony--calls attention to the need for prevention.

Well, I think we are discouraging the fraudsters from engaging in transactions.

I appreciate that. And what would you say to people who might complain that it discourages unbanked or underbanked people from engaging in l...