03/21/2017
https://www.congress.gov...
"Does--were you going to add something, Ms. Gruber?"
"I agree completely, Mr. Chairman, and would agree voluntarily to comply, or at least adhere to, Regulation E."
"I would appreciate your letting us know through the Chairman so that we can consider adding to--augmenting that authority."
"Are there ways, in your view and Mr. Gregg's view, that the electronic system may be more susceptible to fraud than the paper method of check delivery?"