Richard Blumenthal actually said...

"My message to everyone is, it is not an either/or decision."

"And that blocking of the transaction is really key, is it not, because it is a lot easier to block it than recover----"

"These kinds of scams are a real scourge, not only on vulnerable populations, but on everyone."

"I appreciate that. And what would you say to people who might complain that it discourages unbanked or underbanked people from engaging in legitimate transfers?"