Richard Blumenthal actually said...

I agree completely, Mr. Chairman, and would agree voluntarily to comply, or at least adhere to, Regulation E.

If somebody calls you without your having called first... that call is a fraud. Do not talk to that person. Hang up.

Are there ways, in your view and Mr. Gregg's view, that the electronic system may be more susceptible to fraud than the paper method of chec...

I would appreciate your letting us know through the Chairman so that we can consider adding to--augmenting that authority.